[OM] Re: OT: in the UK, who is responsible for goods damaged in transit?

[Wayne Harridge]

> 
> Insurance doesn't work like that, Dave.  It doesn't matter if 
> the cost to repair the damage at (say) £120 is within the 
> £150 "limit". If you insure a £900 item for £150, then you 
> only get 1/6 (150/900) of any claim paid (so £20 of the £120 
> damage).  The item was under-insured, and there is no way round that. 
> 

...and what happens when you over insure it ?

...Wayne

 


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