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Re: [OM] OT healthcare woes in the US

Subject: Re: [OM] OT healthcare woes in the US
From: Chris Trask <christrask@xxxxxxxxxxxxx>
Date: Wed, 22 Mar 2017 15:46:47 -0700 (GMT-07:00)
Cc: Bill Barber <nsurit@xxxxxxx>
     That's a sustantial reason why our health care system ranked in the 30s by 
the World Health Organisation (WHO).  Infant mortality was the second highest 
reason.  We actually ranked behind El Salvador.

     France ranked first.

>
>With that kind of expense, how are you supposed pay for all your health 
>care that isn't covered by your health insurance, save for retirement, 
>pay for college and weddings and maybe buy a brick of film ever so often? 
>
>Double ugh!!! $19,000 a year in premium. $5,000 deductible per person and 
>$20,000 family cap  to be followed by 80/20 coverage. Is that under the 
>Affordable Care Act (Obamacare) or is this group insurance.  Either way, 
>a blind man can see this isn't health care and needs some fixing. I don't 
>know their is anyone qualified to fix the mess.  I'm aggravated that you 
>have to put up with this!  BB
>>
>
>
>>Last year, I had the best company provided insurance program. It had a
>>5000 per person deductible with a 10000 family cap. This year, we went
>>to the mid-level policy which has 5000 per person with no family cap
>>(4x5000=20000 potential out of pocket). And even then, it's still
>>something like 80/20.
>>
>>We are maxing out our HSA. That helps, but the federal limits on
>>contributions are STILL lower than the deductables. Grrrr.
>>
>>The joys of working for a company based in Little Rock Arkansas. Our
>>health insurance is out of that state.
>

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